UK’s Simon Laker discusses US move to EMV, Apple Pay with NFC

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By Dennis Clemente

From the United Kingdom, Simon Laker of Consult Hyperion, a payments consultancy firm, has since called New York his home since May, especially as he gears up for what is happening next year. The United States is adopting a more secure credit card, EMV (Europay Master Card Visa).

This was the talk last October 23 at NY Moble Payments at the ER Accelerator office in midtown Manhattan; Cardflight CEO Derek Webster served as host.

It’s a timely issue as 80 countries are also in various stages of EMV chip migration with issuers including chips in bank cards and merchants moving to EMV-compliant terminals to increase security and reduce fraud resulting from counterfeit, lost and stolen cards.

The U.S. is one of the last countries to adopt the technology, because of the required payment system change for banks and the astronomical migration costs. Once it rolls in the States, startups may be quicker to react compared to big companies.

“In U.K, we have to 5 to 10 banks with 10 to 15 issuers. In the U.S., you have(hundreds) of banks with gazillion issuers,” Laker explained.

The traditional magnetic stripe card costs about $0.25. The chip card can cost $1.25 to $2.50, according to ROAM, a provider of mobile point-of-sale readers and software.

The US move to EMV can mean big changes on a global scale. “US payments represent 25 percent of the total payment (in the world) with 50 percent of fraud (incidents) also happening in the States,” he said, referring to how it’s been the target of hackers recently.

What can EMV do? Prevalent in Europe, it can reportedly prevent the card thefts that happened recently in some chain stores. “Once the US (migrates to it), then the use of magnetic stripe (credit cards will go away),” he said.

Magnetic stripe cards are easy to replicate.

Laker also talked about the anticipated growth in the use of NFC (near-field communications) –enabled mobile devices for mobile contactless payments, especially with Apple Pay making use of it.

Asked 3 years from now what role will Apple and NFC play, his nonchalant response drew chuckles. “Apple Pay will still exist. Apple knows how to do things well.”

Laker is excited about his company’s HCE Bootcamp on November 19 this year in New York. Visit http://www.chyp.com/what-we-do/hce-bootcamp

The agenda will include:

• Status update on proximity payments from front-line experts;
• Technical architectures for NFC transactions;
• Using NFC for payment transactions in physical stores, online, in-app and for transit
• Understand HCE and the ways that it can be exploited;
• A detailed, practical walkthrough of a working prototype application for iPhone and for Android

‘Think jobs, pains and gains, not build, measure and learn’–Osterwalder

osterwalder

By Dennis Clenente

In the startup world, who doesn’t know Alex Osterwalder, the lead author of the global best-seller, Business Model Generation, the handbook for visionaries, game changers and challengers? Osterwalder invented the “Business Model Canvas,” the strategic management tool for designing, testing, building and managing business models.

Last October 22, Startup Grind in New York City hosted a brief live Skype interview with Osterwalder from Switzerland and his co-author Yves Pigneur about their latest book, Value Proposition Design. Host Bob Dorf, co-author of The Startup Owner’s Manual, gave a short introduction of Osterwalder’s Business Model Canvas before introducing him and Pigneur, saying how it was initially developed for big companies but was discovered and used more by startups through the years.

Taking a cue from that, Osterwalder, speaking from Switzerland, began his talk talking about how the once-mighthy Kodak fell by the wayside. “It failed to create a value proposition for the digital camera.” Now even big companies use the canvas.

In the new book, Osterwalder expands on his canvas concept to include Value Proposition Design (VPD), a guide for creating products and services that customers want

Determining customer needs certainly takes precedence here. For him, it’s about relentlessly taking a customer perspective, listening to customers than selling to them.

It’s not surprising to hear this from him, since he has utmost respect for Steve Blank’s work on customer development. For him, building first is a waste when the way to go about conjuring up your idea is to think about what he calls “jobs, pains and gains,” NOT build, measure and learn.”

“There’s a danger with build measure and learn. You do this you start in the worst possible way to test your ideas,” he said.

To avoid this, he suggests using the Value Map to determine the jobs, pains and gains. They come in a square and circle.

So we have come from the rectangle in the Business Model Canvas to the square (value proposition) and circle (customer development). In this manner, he says in the book, you (see and) achieve fit when your value map meets your customer profile.

“(But) you will want to test the circle first before the square,” he advised.

There is more to explore in this colorful book, including how it states these statements plainly yet clearly, “The Business Model Canvas helps you create value for your business. The Value Proposition Canvas helps you create value for your customer.”

Osterwalder says he didn’t want to reinvent the wheel with the book. VPD goes “hand in hand with the Business Model Canvas.”

The important thing is to turn your ideas into value proposition prototypes with the many available practical tools offered in the book.

Why add more tools?

Who wouldn’t believe Osterwalder when he says, “I believe (why) a surgeon (needs) many tools than just a Swiss knife.” No pun intended even if he’s Swiss.

Still, wondering if the new book is for you, here are some questions to ask yourself:

Are you overwhelmed by the task of true creation?
Frustrated by unproductive meetings and misaligned teams?
Involved in bold shiny projects that blew up?
Disappointed by the failure of a good idea?

If so, Osterwalder believes Value Proposition Design will help you in the following ways:

Understand the patterns of value creation
Leverage the experience and skills of your team
Avoid wasting time with ideas that don’t work
Design, test, and deliver what customers want

Can you give up your Wi-Fi subscription for Karma?

hardwired

By Dennis Clemente

“Give up your Wi-Fi subscription for Karma.”

Yes, Steven van Wel, co-founder and CEO, said that but no, he’s not asking you to join a counterculture revolution. He was talking about Karma, a Wi-Fi pocket device that allows you to have internet access everywhere you go.

Van Wel was one of the presenters at the Hardwired meetup last October 21 at Digitas, with other smart hardware startups Body Labs and Tomorrow Lab.

The startup recently signed agreements with Sprint and Clearwire for access to their 3G and 4G networks, and has raised a $2.2 million seed round from investors including Werner Vogels, Rothenberg Ventures, 500 Startups and TechStars.

The startup’s goal is to end the “drip-drip torture” of bad Wi-Fi connections. “It’s all about you and your data, not the device and a contract,” he promised.

Using 4G LTE cellular data connection to create a personal Wi-Fi signal, you connect to Karma like you would to your home or office Wi-Fi.

Available now in the States, it is priced at $149 with no monthly fees or subscriptions.
You pay only for the data you use, with no data expiration. It’s $14 for 1GB.

The biggest challenge in launching has been keeping the experience frictionless and free of surprises for customers.

Next presenter was BodyLabs’ Bill O’Farell, CEO and founder, who talked about how the company uses the world’s most sophisticated understanding of human size, shape and motion to create a digital body platform upon which goods and services can be designed, manufactured, bought and sold.

O’Farell foresees consumers incorporating their own human body models into their online digital identity and using those models as a key component for selecting and receiving goods and services. “We see the human body as the key element around and upon which goods and services are designed and produced.”

“We provide all the body shape information businesses and consumers need to match customers’ needs with products and services,” O’Farell said. “We do this via 3D human body models and the attendant data those models represent.”.

Models can be posed, animated and manipulated with complete fidelity to how real humans move and deform.

BodyLabs has license agreements with Brown University and the Max Planck Institute (Germany) for software and systems based on a statistical model of how human body shape and pose changes across populations.

Theodore Ullrich, founder of Tomorrow Lab, talked about how his startup uses science and design to invent revolutionary hardware products. “When designing a product, we basically tear out everything that’s been done to it so far.”

The startup has built a wireless-connected pill dispenser called Adhere Tech and a smart bike rental system called Social Bicycles, both mentioned in this blog a few months ago.

Also in attendance at the meetup was Matt Witheiler, partner at Flybridge Capital, an early stage VC firm. Matt Turck, the Data-Driven meetup host, moderated the Hardwired meetup.

Another scheduled presenter, Yanda Erlich, founder and CEO of Wearable Intelligence (Google Glass for Enterprise) canceled at the last minute.

With HBO in the news, NY Video meetup holds one of its best demo nights

Jesse Glasse

Jesse Glasse

By Dennis Clemente

The NY Video meetup had one of its best demo nights last October 16 with Steve Rosenbaum keeping things interesting with his usual side commentary on the latest in the video world. If you missed the news this week, HBO plans to bring its programming to Internet users via a Netflix-style streaming service.

“HBO versus Netflix? Is this good for us?” he asked. He thinks if you have no cable and you subscribe to both plus Hulu, you may end up paying the same amount you paid on cable. That’s certainly something to chew on as he announced the presenters of the night at AOL—SundaySky with SmartVideo, OCHO, Joey and Mediabreaker.

Max Stossel, along with Jerilyn Stone, dared the audience to imagine what YouTube would look if it were made today. It’s a social network that makes videos better in 8 seconds thus the name Ocho. Now available in the App Store and coming soon to Android, it has an interesting story.

The founders got funding from Mark Cuban when they emailed him on Cyber Dust. If you know how the app works (hint: the name says it all), that was a small window of opportunity for Ocho. Good thing Cuban got to it before their message disappeared.

Next presenter was Rachel Eisenhauer who talked about SmartVideo and how to help brands tell compelling stories that matter to the consumer.

The videos are personalized to the individual viewer. “It’s created for you, not by you,” she stressed. “Everything we create is from scratch.”

“We work with insurance companies and health companies using inputs from data analysts and the creative team,” she added.

DC Vito presented Mediabreaker next, showing how its product remixes YouTube videos—as a commentary and critiquing tool. He stressed how important it was to read the terms of service in this matter, because of the risks it is taking. It would own all the videos submitted, because it was willing to take the hit if the videos were challenged under Fair Use, a doctrine that permits limited use of copyrighted material without acquiring permission from the rights holders.

Last presenter was Jess Glasse. He talked about Joey (to be renamed to avoid similar name owned by a cable TV company) his professional grade panoramic 360-degree camera that allows capture, broadcast and live two-way conferencing at up to 4K resolution. It was on Kickstarter until Thursday night, surpassing its funding goal. It could just be the next camera sensation.

Code for America summit recaps presented at BetaNYC

betanyc photo

By Dennis Clemente

BetaNYC recapped some of the best presentations from last month’s Code for America summit (CfA) last October 15 at Microsoft Civic in midtown Manhattan. The CfA summit is an annual gathering of smart government and civic technology practitioners.

Setting the civic tone of the night was Peter Shanley who asked the civic innovators in the audience to leverage people power in their respective projects. “Technology is not the answer. For issues of poverty, there’s not an app for that.”

Some presentations included Vasudha Reddy’s project on how to use social media to identify unreported complaints and outbreaks of food-borne illnesses in New York City.

Reddy said New York City has 24,000 restaurants and 15 food retailers with 2 out 3 New Yorkers eating out at least once a week. It receives 3,000 complains via the NYC complaint line.

While investigating an outbreak, noted illness complaints were posted on Yelp, but not on hotline 311. This resulted in a collaborative effort with Yelp in terms of extracting keywords, detecting temporal statements and multiple illness reports. Further studies would include Twitter.

David Moore talked about how to keep tabs on your local city council with Councilmatic, now in Chicago and Philadelphia and soon in New York. It quickly informs you about a city council’s actions.

Matt Hampel talked about Transitmix, a simple transit sketching tool for transit agencies and urban planners or armchair planners. It allows you to better design transit routes and pin down the cost of running a bus line in chosen routes. Rail line designs should be in the offing soon.

Randy Meech and Mike Cunningham talked how their company Mapzen provides the back-end work for Transitmix. “As you drag the routes, we’re running it on our servers. We have geocoding vector rendering.”

A Detroit Water Project was also presented as a successful case. It’s about matching people in Detroit to 8,000 + donors for direct water bill help. Over 300,000 Detroit residents face water shutoff due to past due water bills exacerbated by Detroit’s ongoing economic woes. It has raised $575,000 from 8,200 donors.

Since 2009, BetaNYC has been the civic technology and open government vanguard. It has worked with elected officials to engage NYC’s technology community as well as help pass transformative open government legislation, and have supported NYC’s civic oriented startups. BetaNYC’s network of civic-minded volunteers contributes their skills toward digital platforms for local government and community service.

Mobile apps need to reduce burden in health systems

cohere photo

By Dennis Clemente

“Reduce the burden.”

That was Frederick Muench’s call to technologists last October 14 at the NY Mobile meetup at Microsoft. “Reduce steps 3 to 1 if possible.”

It’s not common someone from the Health Interventions at North Shore Health System’s psychiatry department talk about how important user-experience design is for health systems.

It’s clearly a good point in the medical field where life-and-death situations hang over the air.

He cited how text messaging, being inherently social, also reduces the burden for people. It is indeed fast.

Still, the technology that carries text and other innovations has not yet solved the lifespan of batteries.

Muench’s introductory talk on the challenges facing health systems was followed by demos from those in the health space — Cohere Health, Addicaid, SIPPA and Care + Wear.

Clay Williams, co-founder of Cohere Health, talked about how his startup is helping people with chronic diseases understand their condition, take action to improve their health, and engage more fully with those who support them in their treatment and care.

Celiac disease is one of the most-talked about issue these days compared to other diseases. Williams think it’s because “(people) feel ignored.”

An app called Celiacare will be launched in a few weeks which will also include a meal management system.
The next presenter, Addicaid, is clearly a marketplace app that helps addicts find each other on meetups.

Addicaid cites that in the U.S. there are over 23.4 million active addicts, particularly alcoholics and worldwide, 200 million. However, less than 10 percent reportedly receive treatment and to make matters worse, less than 5 percent stay in recovery.

Addicaid hopes that its app can be the go-to for addicts looking for a support network easily on its app. While it is currently building a prototype, it has reportedly signed up over 10,000 users in New York.

The two other presenters were SIPPA and Care+Wear.

SIPPA is a “patient-centric” software that aggregates health information into one secure system, controlled and managed by the patient.

It is trying to solve fragmented health records everywhere by facilitating the consolidation of health records.
Care+Wear is working with hospitals to create products that improve the quality of life of patients who are undergoing long-term medical treatments. It showed its newly launched Band which is being mass-produced in China.

The meetup was hosted by Amanda Moskowitz.

New Inbox texting app brings privacy back

During the TechWeek conference in New York, held from September 29 to October 5, the makers of the Inbox Sync Engine introduced a new mobile messaging app called Inbox Messenger.

Inbox Messenger features the ability to “un-send texts” and covers your screen texts to give you privacy. The latter is done just by shaking your smartphone.

Click to read more
http://www.rappler.com/technology/news/71423-inbox-messenger-app-privacy

Unsending text

For privacy

Powerfelt claims it can power portable devices like the iPhone

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By Dennis Clemente

International ThermoDyne’s Powerfelt bagged the most votes at the Ultra Light Startup presentation of eight energy startups that presented last October 9 at Microsoft, as it claimed to answer the ever-increasing need for clean power, especially in portable devices.

“Powerfelt is a thin material that harvests heat and motion and converts energy into useable electricity,” Paul Solitario said. “You can use it to charge your iPhone.”

The other startup presenters were Shailendra Suman of SmartCharge, Burt Hamner of Titan Ocean Energy; Jason Force of E-Mow; Ariel Fan of Grid Symphony; Raj Lakhiani of Athena Power; Graham Smith of Open Energy Group and John Jabara of Savenia Home Ratings.

The panelists who gave their critique and feedback were John Freer, manager of External Technology Initiatives at GE Global Research; Dave Kirkpatrick, managing director of SJF Ventures; William Lese, managing director of Braemar Energy Ventures and Willem Rensink – GameChanger of Shell.
ThermoDyne’s prospective customers for Powerfelt cut across various industries– mobile electronics, construction, transportation, textiles, government.

Asked if it could narrow down its intended market, Solitario said they could focus on remote sensors as it offers portable “electricity” anytime anywhere without batteries or the grid. “We have no moving parts.”

Investor’s advice to Solitario: Focus (on a specific market); find where the material can be unique; find an application where it’s available; understand how product competes in the landscape; study lifespan with a device.

Suman of SmartCharge was also one of crowd favorites. His successful Kickstarter campaign launched the world’s first LED light bulb that you can turn on or off from the same wall switch even during a power outage. It provides four hours of continued use. Battery is reportedly 300 cycles. When using the light bulb normally, it will reportedly last for three years.

The panel was impressed to hear that SmartCharge is selling already at $34.95. It started shipping 5,000 units in 32 countries last month with 100,000 units of soft orders. His gross margin is 20 percent of cost.

Suman hopes to target homes owners, small businesses, the direct online sales sector as well as wholesale to big box retailers such as Amazon.com, Duke Energy, Lowe’s and Home Depot.

Investors’ advice to Suman: Work on IP; introduce more product(s); look for other distribution channels to accelerate the business; find out where it goes on store shelves; and figure out positioning of the product.

Titan Ocean Energy’s Hanner presented the mobile platform for office offshore wind power and drinking water production already installed in Sweden. A panelist said, “You’re on the right track in Europe.”

Globally patented, the mobile jack-up platform reportedly supports 6MW + offshore wind turbines and met towers ad desalination systems.

Investors’ advice to Hanner: Make sure you’re protected; Target corporations; repurpose existing rig; keep it light; laser-focus on costs

E-Mow came next with Jason Force talking about its self-powered drone bioenergy harvester which creates renewable grass fuel pellets at low cost. It seeks revenue from pelleted agricultural products.

“It will be a significant cost reduction again existing methods,” Force said who’s looking forward to it as a build-and-operate model.

Prototype challenges for him would be the maintenance of this self-powered technology

Investors’ advice to Force: Work with a big player like John Deere so you can market faster; powering it by biogas is not the best way to go about it; look at all the pieces you want to integrate; and determine MVP, being a relatively complex engineering system.

Ariel Fan presented Grid Symphony, an intelligent brain for the electric grid to prevent utilities and priority clients from power meltdowns like Hurricane Sandy. It emerged from Columbia University’s machine learning lab.
“It’s not an emergency product. We want to create an optmization product,” she said.

Utilities are targeted customers but right now, it is looking at system integrators. The distribution strategy aimed at selling directly to enterprise smart/medium customers.

Investors’ advice to Fan: Survey how many people will use it; think how this business scales; test in some places like Hawaii to get customer exposure before scaling; work with system integrators, because they see everything; make sure you have a partner; explore idea in business model canvas.

Athena Power has developed a self-powered wireless fault sensor for underground distribution networks. It is hard to find faults, but Lakhiani is confident about its startup based on its four-year engine and his experience.
Still, he thinks it’s better if Athena works with utilities. “Underground (networks) are tricky.”

Investors’ advice to Lakhiani: Know the sensor market to make sure you get plenty of pilots; score early with Exelon as a demonstrable result; (recognize) it’s a timely product to bring to electric utility to the world; (think of it as a) unique entry point to get data

The last two presenters were Smith of Open Energy Group and Jabara of Savenia Home Ratings.
The former is an online marketplace for renewable energy investments.

“We offer accredited investors direct access to higher return, lower risk, fixed income products by directly funding the construction and operation of commercial renewable energy power projects in the States,” he said. This includes solar projects.

Investors’ advice to Smith: Make loans that banks don’t give; look for a partner when it’s time to add deep pockets, focus on residential (market)

Savenia Home Ratings helps home sellers unlock the value of home efficiency upgrades to differentiate, sell faster and capture more value.

“Energy auditors focus on the negative. We focus on the positive,” Jabara said. “We’re CARFAX for home efficiency.”
Asked if it has a method, he said the company validates the rating through documentation. “Customers do most of the work; we check (the work).”

Investors’ advice to Jabara: The platform can be bigger, think of other groups doing the rating; and get accurate data from third-party source.

This time, Graham Lawlor of Ultra Light Startup hosted the meetup with Tim Hoffman of Cleantech Open.

David Tisch talks about his Spring e-commerce app, startups’ key to success

david tisch

By Dennis Clemente

Last October 8, Orrick hosted a fireside chat with David Tisch, former managing director of TechStars NY, co-founder of BoxGroup and startup investor at the WeWork offices in Soho West.

The chat centered on his new Instagram-like mobile e-commerce startup Spring where he sits as chair, and his former role as managing director of TechStars.

Spring was funded under Series A by Thrive Capital, Groupe Arnault and Box Group. Other investors included Founder Collective, Google Ventures, SV Angel, and Lerer Hippeau Ventures.

“We believe buying things should be simple,” a listing for Spring on AngelList says. “We are on a mission to build a platform that connects the people who make products directly with consumers who love them.”

Available only on iOS, Spring aims to make the best experience for buying things on your phone or tablet.
Tisch co-founded Spring with his brother Alan Tisch, Ara Katz, and former Googler Octavian Costache with talents from Bergdorf Goodman, Cannon Tekstar Hodge and former fashion director of ShopBop, Kate Ciepluch. The other team members came from Fab, Beachmint, Google, Foursquare, Ralph Lauren, and DVF.

“We launched our company with 32 staff. That’s insane. But each startup is different,” he admitted.

Tisch was quite candid in the chat which was unfortunately marred throughout by a dysfunctional microphone, obscuring some key points. Still, we managed to hear some gems for startups:

RESEARCH
On day one of your startup, do research. The best companies take a lot of time with their idea and research before they start building

MARKET
Have a real understanding of the market

COMPETITION
If you have a similar startup with another and you don’t have the culture (in place), you lost already

SECRET SAUCE
Ask yourself why you are the best person for an idea
The most important for a startup to have—leadership; (it’s crucial) if you can convince people to join you
Those who are ready will be able to accelerate
A startup is rebellious by nature yet so many founders spend a lot of time conforming

OUTSOURCING
You can’t outsource if it requires local discovery and it’s one of the differentiators

DEALING WITH INVESTORS
Food is a great leveler when talking to investors
Build real relationships that will last years; find 5 people not 150 people, and not because they are on a list
They are (investors) not going to take you if you are not ready

FUNDING
We (investors) look at those who have built stuff before. We have to see something, especially (one that matches) your background
You can get money from banks with no equity
When do you need to ask money? If you need to accelerate faster. Money is fuel
How much money do you need? Based it on your milestones
We (investors) don’t even need to see the idea; we don’t even need to see the product—(we look at) the team and the market, because they are easier to identify
Your Idea must match startups with investors

GROWTH SECTORS
Healthcare and automotive sectors will grow

CONTENT
Create your own story. Engagement is key

SUCCESS OF SPRING
As an entrepreneur, he is confident it will succeed but there’s always “my awkward Jewish nervous self.”

Editonthefly is crowd-pleaser at NY Tech Meetup

nytm photo-oct6

By Dennis Clemente

How can you tell if your startup is going to be the crowd-pleaser at the NY Tech Meetup? Every month, almost like clockwork, the last presenter gets the most applause. Of course, it doesn’t mean your startup is the best or the most promising among all the usual nine startup demonstrations.

Last October 6, Fly Labs presented last but came first on top of people’s minds at the after party, as people talked about its iPhone app Editonthefly, which lived up to its name as a fast way to edit videos, literally on the fly. It’s only available on the iPhone (not available on Android yet), because the team focused on “perfecting” its cool features.

The demo showed how it keeps cuts interesting. Each cut stimulates the viewer with a change of perspective or a change of scenery. You just tap to cut. For dissolves, you make the videos dreamy, nostalgic or magical just by swiping. By tapping two videos at once, you get a split screen that allows you to compare them. You can add music and voiceover, too.

The other presenters were Emozia, which is developing technology that enables machines and software to understand and respond to human emotion. It can reportedly tell which “zipcode is really feeling (something).”

Still want another dating app? There’s Glimpse. It matches you with another person via your Instagram photos. Yes, photos, not likes or dislikes but just photos.

“Have you used the product personally?” a woman asked, which prompted a crowd-pleaser of a response, “I use it all the time.”

KuaiBoard turns your keyboard into your clipboard as you type text quicker.

Mondevices introduced Monbaby for monitoring babies. It’s a wearable baby monitor in a smart button that tracks your child’s breathing, movement and sleep patterns on an iPhone/Android app.

This could actually work for everyone, not just babies.

Two other presenters were Partake, which claims to be the easiest way for couples to share expenses as well as PowerToFly, a social platform that connects women in tech to great jobs at high-growth companies.

The latter’s mission is to give women more jobs. The site has a staff of 22 remote locations in 7 countries for faster work cycle.

Shyp, for its part, claims it is the easiest way to send anything, anywhere. It can reportedly lower your shipping cost, because it has a machine that allows packaging items to the precise size of the item. It delivers around Manhattan up to 96th St and in Brooklyn. What? No Queens again.

That same night, IBM selected the Scaffold to compete against other startups.

The site aims to help you discover your leadership style. You take a short quiz and a virtual coach generates customized insights and suggestion how you can become a great leader. Its virtual coach will also send personalized advice, weekly tips and helpful resources to guide you.

A background in organizational psychology helped the team answer questions about the site’s legitimacy.

The hack of the month came from Yin Aphinyanaphongs who showed the results of alcohol intake using Twitter for a specific period of time. It’s not scientific but it clearly showed some interesting insights that can help in terms of monitoring policy changes and the behavioral effect of alcohol.

Yin’s study considered the text categorization, labeled tweets and learning algorithm. His next step is to prove his study over time periods, especially on weekends. Yin wrote about 400 lines of code using R and Python.

Reporting New York's startups and personalities